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Personal Savings

Make the Most of Your Money

We offer a variety of savings products to help you make the most of your money. Plus, with all of our accounts, you can rely on great local service and online tools that are available 24/7.

Our Savings Accounts

The following additional free features are available for any of the savings accounts listed on the table below:

Account Name Get Started* Is This Right for You? Details Debit Card Withdrawals Free Paper Statements
Easy Savings Our go-to account – it’s easy and paperless
  • $100 minimum balance to open/earn interest and avoid $8/quarter maintenance fee
Upon request; Includes free GFN ATM use Standard** No
Premium Money Market Savings Good choice for higher balances; Pays tiered interest
  • $1,000 minimum balance to open/earn interest and avoid $10/month maintenance fee
Upon request; Includes free GFN ATM use Standard** Yes
Youth Savings For children and teens up to 18; Great way to teach the importance of saving
  • $5 minimum balance to open/earn interest
  • No maintenance fee
No Standard** Upon request
Health Savings Account Use this account to cover medical expenses; Good supplement to a high-deductible medical plan; Eligibility subject to IRS regulations
  • $100 minimum balance to open/earn interest
  • No maintenance fee
Yes, for purchases and ATM use (free at GFN ATMs) Unlimited; Account also comes with starter checks (4) No


*Must be age 18 or older to open account online. Use Google Chrome for best online experience. **Unlimited withdrawals via teller or GFN ATM, plus six other withdrawals per month (“other” includes any preauthorized withdrawals; automatic, online or telephonic transfers; and debit card or non-GFN ATM transactions). †Go paperless and avoid fees by signing up for Online Statements.


Quick Guide to Applying Online

It takes just a few minutes to apply online. Use Google Chrome for best experience.

1) Have these items ready

  • Driver's license/state ID/passport (you'll need to take and upload a picture)
  • Taxpayer Identification Number/Social Security Number
  • Contact information for yourself and an account co-owner, if you are adding one

2) Fill out the application

  • Go step-by-step to complete the quick application
  • Create a password at the end of the application

3) Fund your new account

  • After you submit, we’ll follow up with how to make your opening deposit

Visit our Checking and Savings Account FAQs for answers to your questions.

Need to Log Back In?

Access the Application Portal anytime to finish a saved application or fund your account.

Other Ways to Save

We also offer fixed-rate Certificates of Deposit (CDs), as well as various Individual Retirement Accounts (IRAs) to
help you save. Visit your local branch to learn more about the options, terms and conditions.