Mortgage Plus Program | Glens Falls National Bank

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Mortgage Plus

Discover Mortgage Plus*, a mortgage program with 100% financing available and no down payment required.


  • 100% financing available
  • No down payment required. Just bring closing costs.
  • No income restrictions
  • Fixed or adjustable rate options available

Who Qualifies?

To meet our qualifications for the Mortgage Plus Program, you must:

  • Use the home as your primary residence (can be a one- or two-family home)
  • Buy a home in our service area
  • Meet certain credit qualifications

Let’s Get Started

Contact any of our Mortgage Professionals to find out if Mortgage Plus is the right fit for you. We're here to help you every step of the way.

*Mortgage Plus is a purchase money secondary mortgage on primary 1-2 family residences only. 100% financing is achieved with a first and a second mortgage with a maximum combined loan-to-value of 100%, financing the entire purchase price. Maximum secondary mortgage amount is $250,000. Terms and conditions apply. Please contact a Bank Representative for complete details. Subject to credit qualification.