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Health and Life Insurance

Our insurance agency has a proven track record of providing quality policies with high-level service. Through the Employee Benefits Division of our subsidiary Upstate Agency, we offer the following insurance products to individuals:

Health Insurance

We offer individual health coverage on and off the health care exchange, including:

  • Health and Dental
  • Medicare Supplements
  • Part D Drug Coverage
  • Health Insurance Marketplace

Term Life

Get peace of mind for your loved ones with term life insurance. As life insurance brokers, our Upstate Agency Employee Benefits Division represents a range of competitive insurance companies which, in turn, allows us to tailor a plan specific to your individual needs.

Long-Term Care

Long-term care insurance is a means of protecting family assets and relieving family burdens should the need for long-term care arise.


Contact Upstate Agency Employee Benefits Division at (518) 793-2885 for your Health and Life Insurance needs.