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Copyright 2003-2007 Glens Falls National Bank and Trust Company
Equal Housing Lender/Member FDIC

INSURANCE AND INVESTMENT PRODUCTS:

Insurance products are offered through Capital Financial Group, Inc. (South Glens Falls, N.Y.)
Capital Financial Group, Inc. is a non-bank subsidiary of Glens Falls National Bank and Trust Company
and is licensed to sell insurance in New York State and act as an agent for issuing insurers.
Insurance policies are obligations of the insurers that issue the policies.

Securities (including mutual funds) are offered through UVEST Financial Services
(Member NASD/SIPC), Four Broad Street Plaza, Glens Falls, NY 12801
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